Resources & Insights

Over the past 10 years water has surpassed fire as Canada’s leading cause of personal property claims.  Water damage is no longer just the result of a leaky roof or a sewer backup, in fact, it is so prevalent and comes from so many different sources that consumers are now asking and wanting protection that is comprehensive, accessible and affordable.  Climate change is also a factor in the rising frequency and severity of extreme weather events such as flooding, and what used to happen every 40 years in Canada is now happening every 6 years in some regions.

The forces of plate tectonics have shaped the earth over many years, as the huge plates that form the earth’s surface slowly move over, under and past each other. Sometimes, the movement is gradual. At other times, the plates are locked together, unable to release accumulated energy. When the accumulated energy grows strong enough, the plates break free. If the earthquake occurs in a populated area, it can cause many deaths and injuries, as well as extensive property damage. Check out this tool to see your risk of Earthquake based on postal code: 

http://iclr.org/homeowners/earthquakerisktool.html